St. Patrick’s day is here on Sunday. Every year people celebrate the day when everyone is Irish. Celebrations mean different things to different people, but for some those celebrations involve parties and alcohol. What does that have to do with National Umbrella month? We might be using National Umbrella Month wrong, it is supposed to be for the umbrella that protects you from rain, but let’s talk about the umbrella that protects you from life? How this umbrella protects you on St. Patrick’s day is by giving you extra liability coverage if someone slips and falls at your house or has some kind of accident. An umbrella policy sits on top of your home and auto policy and gives you a limit of liability higher than your auto and home. Most umbrella’s start at 1 million in coverage and could be key to your financial future if you are sued. An umbrella could be the difference between losing your house and keeping what you have worked hard to obtain. Umbrella’s are typically a cost effective policy. Premiums can be in the 150 to 500 range. This St Patrick’s Day enjoy the day and the celebration. Rest easy knowing that if the worst happens your umbrella has you covered from the storm.
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We at Insurance Consultants of Pittsburgh would like to wish everyone a safe and happy St Patrick's Day. Remember to stay safe. Plan ahead and make hotel reservations or have a designated driver. If you are the designated driver, drive slowly and watch for pedestrians. Uber and Lyft are also alternatives that can get you home safely. Don't forget to eat and drink water. Keeping a full belly and drinking water will keep you hydrated and help keep the effects of the day away. If you are hosting a party at home do a safety check before guests arrive. This could keep you from having someone get hurt. Keep an eye out for you guest if they have been drinking. Someone leaving your party intoxicated could come back on you.