Tax Day and Earth Day

The middle and end of the month of April bring up some important days on the calendar.  This year Tax Day falls on April 17th.  This year as in the past many companies are offering discounts or freebies for goods and services.  We will be here all day on the 17th to help you with your insurance needs of course, but what are some other offers you can take advantage of.  Office Depot and Staples both offer discounts on shredding services with coupon.  This could be very beneficial to you and help to cut down on potential ID theft.  If ID theft is a concern of yours, I would encourage you to reach out to us and discuss your homeowners or renters policy.  Many insurance companies offer some type of ID theft coverage via endorsement to their homeowner’s policy.  Many restaurants get in the act as well offering discounts on everything from food to drinks.  Just remember your limit when you are out enjoying your drinks so that you don’t have to potentially use that umbrella policy you just picked up. 

 

Sunday April 22th is Earth Day.  This year is the 47th anniversary of Earth Day.  Looking for some activities to do to help celebrate Earth Day?  If you live close to work you can walk or bike to work for the week.  You could also look to upgrade your light bulbs and appliances.  Many companies do offer Earth Day sales and giveaways.  Upgrading to Energy star appliances and halogen light bulbs could help you cut down on energy usage and save you money. If you go all out and upgrade to solar panels or buy a hybrid car make sure you let us know so that we can make sure that we have you properly covered.   You can also click the link to check out propertycasualty360.com’s best eco-friendly cars. 

 

https://www.propertycasualty360.com/2017/04/21/best-eco-friendly-cars-for-earth-day-2017/

 

Make sure you click the buttons on this website to follow us on social media as well.  We update our social media regularly with tips on insurance, home, and auto.  This month’s topics have centered a little bit on Spring Cleaning and how you can get your home in tip top shape and help renew it from the hard winter.  What topics would you like to see in our blog? 

Welcome to 2018!

It is a brand new year.  A new year brings excitement and reflection.  Many people make New Year's Resolutions and set goals of things they want to accomplish throughout the year.  The New Year can be a good time of year to self audit yourself and your household.  This can apply to your insurance.  You could start with the biggest aspect of your insurance and evaluate your coverage.  Did anything change in the past year that would make you have an increased need for insurance?  Did you have a child, move into a new house, get engaged or buy a new car?  These life changes along with many others can change your insurance needs.  Another helpful thing you can do for the New Year is to complete an inventory of your personal property.  If you were to have a catastrophic loss would you know all of the things you lost?  Doing an inventory is a great way to remember what you have, just remember to store the list in a fire proof container or store it off the premise.  Taking precautions to avoid a catastrophic accident is something you can look at in the New Year.  Is your smoke detector working properly?  Are all of your electrical and plumbing fixtures working properly or are they in need of repair?  How is your roof holding up in the snow and cold?  All of these checks can help you possibly avoid a catastrophic accident.   

You can also look at your auto in the New Year as well.  Again one thing you can do is evaluate your coverage.  While evaluating your coverage, ask yourself is my car old enough that it is no longer worth keeping comprehensive and collision coverage on it?  Is full tort or limited tort right for me?  Do I need to call my agent for an explanation of coverage?  A second car related thing you can look at is whether you car battery is in good working order.  Colder temperatures can kill older batteries.  Checking the tread life of your tires can help you avoid an accident.  

These are a few tips to help 2018 be a safe year for you.  Follow us on Google+, Facebook, Twitter, and Instagram as well for more tips on insurance and safety as well as updates on the agency and staff.  You can click on the icons on the top right hand side of the page to go to each social media site.