Does my homeowners policy cover flooding?

Rain and flooding has been rampant in our area this summer.  Flooding can cause massive amounts of damage.  Most homeowners and business policies do not cover flooding.  Flood Insurance is typically its own separate policy.  Most of the time if you are in a flood zone the bank loaning you the money will make you acquire flood insurance, however we have seen flooding this summer in areas that are not in typical flood zones.  We would be happy to discuss flood insurance with you and discuss your needs.  You can reach out to us via the contact page of this site or call us at 412-344-2800.