The month of June is almost over. Hopefully the start summer has been off to a good start for you and those around you. With Summer in full swing there are a lot of activities and adventures coming up. We want to remind you that we are here for you if you have any insurance questions in regards to these activities and adventures. Keep in mind that June 28th is National Insurance Awareness Day. With that being said we would like to give you some things to think about this summer when it comes to your insurance.
June is the most popular month for weddings. Weddings are usually very happy and exciting times for everyone involved. Weddings much like graduation parties can present some liability issues for those people hosting these events. With some companies and in some cases your homeowners will extend to cover the liability for the event. It is a good idea to check with both your venue and your homeowners insurance to see what is and isn't covered. That way you know of any issues that could come up. Do not forget about the liquor exposure either. Also before you even get to planning the wedding make sure that your engagement ring is properly covered. Inland Marine policies or riders on your homeowners are a great way to make sure your ring is protected.
With June being the first month of summer many people are out on the water, whether you are at the ocean, the lake. or the river, your toys can present you with a liability exposure. Boats, jet skis, and other power sports toys can leave a coverage gap if you are not careful. Boat policies are a great way to not only protect your investment but also provide you with liability if you find yourself in a law suit. Most companies write these products but some companies do it better than others.
As June comes to a close we wish everyone a happy and safe summer. As always we ask you to follow us on our social media sites which are linked in the top right hand corner. We also want to remind you that we have a referral program where you can win a gift card. All you have to do is refer us someone you know for a quote.